Do we need best credit card offers?
Should we even bother about the best credit card offers? Honestly, we really do not need to have a credit card. I think the multi million dollars industry exists for a reason. If we try to play with the snake, we may get beaten!!
Reports by CardTraks said 60% of people don’t pay their credit cards off every month. Research also found that 47% of balance holders only make the minimum payment. Most people aren’t paying it off every month. A study also showed that credit card users are likely to spend 12 to 18% more when using credit instead of cash. Credit card shelters the hurt that you feel when you spend cash, therefore you spend more.
If you really need to have a piece of plastic, apply for a debit card, it does everything that credit card does, except putting you in debt.
