Pay cash for your holiday shopping
We have decided earlier to get rid of credit cards, we do have a debit card that can be used in emergency situation, but we pay cash for everything else. What we find helpful is to have a written household budget that assigned a name to every dollar of incoming fund. That ensure we first pay ourselves (saving for future) before we spend on anything else.
In December, we would put aside an amount of money for gifts and holiday shopping. Paying cash does help to keep you from getting carried away. If you plan to do most of your holiday shopping online and do not want to pay with credit cards, you may want to check out ebillme. Ebillme is a secure payment option that does not require a credit card, you pay for your purchase through your bank’s online bill pay portal!
Ebillme.com currently runs a contest in which you can tell your Shop and Confess story and win prizes of $500, $300 and $200.
Please mention the URL of this blog if you decide to enter the contest, so I could win and shop till I drop this Christmas!







